Ford Financing Department - McHenry, IL

Getting a new car is exciting, and we aim to make the process as easy as possible. The finance department at Buss Ford in McHenry, IL, is dedicated to getting each and every customer behind the wheel of their desired Ford model or used vehicle. We work with customers from a variety of financial backgrounds and customize financing options to each individual’s needs. Additionally, we have competitive rates direct from the manufacturer and local Illinois banks, extended warranty programs, and value-added services to protect your vehicle investment.

If you have any questions, give us a call at (815) 669-1371 or send us a message.

Apply for Financing Online

Get pre-approved for financing online — it’s as easy as 1, 2, 3! When you apply for financing using our online form, you’ll complete a simple four-step process.

Fill out your name and contact information
Fill out additional information including your address, driver’s license number, social security number, housing situation, and monthly rent/mortgage payment
Fill out your employment information, gross monthly income, any additional income, and co-applicant information (if applicable)
Select one of two site usage disclaimer and privacy policy options, verify your information is correct, and type in your e-signature

Once you submit your application, a Buss Ford finance representative will be in touch with you regarding your approval status.

Couple making a deal with a car salesman

Credit Options

We understand that people come from all walks of life and different financial backgrounds, making each car-buying experience unique based on individual needs. Whether you have amazing never-missed-a-payment credit, bad need-to-rebuild credit, or even no credit at all, the finance team at Buss Ford will take a look at your situation and customize a financial package that suits your budget. We work with a number of lenders and banking institutions to help you secure a loan that meets your needs.

Ford Financing Tools

To help make the process easier, we have some Ford financing tools available to you. Utilize our payment calculator to get an estimate of what your monthly payments could look like. Are you trading in a vehicle? Value your trade online by filling out your current vehicle’s year, make, model, and any additional equipment. Then, there will be a section to fill out your contact information and a Buss Ford finance representative will be in touch with you regarding your trade-in value calculated by Black Book®.

Buying vs. Leasing

What’s the difference between buying and leasing a car? Buying a car means you are the outright owner; leasing means you are essentially borrowing the car from our dealership for a set amount of time at an agreed upon price. Both are great options and have many different benefits — learn more on our buying vs. leasing page.

Ford Finance & Lease Deals

At Buss Ford, we have plenty of lease and finance opportunities for you to take advantage of. Take a look at our new Ford specials to learn more!

Driver and salesman looking at clipboard

What to Bring to the Finance Center

When you’re ready to buy or lease a vehicle, there are a few things that you will need to bring with you to our finance center.

Driver’s license or government ID
Proof of income — W2s, paystubs, or letter of employment
Proof of residence — apartment lease, bank statement, paystub, or utility bill
Source of down payment
Vehicle to trade in (if applicable) — vehicle title, registration, and all original equipment

Apply for Credit

Calculate Payments

Value Your Trade

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week. MSRP may not represent the actual price at which vehicles are sold in this trade area.

Our prices include destination charges! Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, license, and documentation fee of $358.03. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.